This website is owned and operated by Travancore Chamber, a law firm founded and managed by Adv. Judit Sebastian, practicing before the High Court of Kerala.

By accessing this website or contacting us, you acknowledge and agree that all communications, including legal notices sent via email, WhatsApp, or other electronic means, are issued strictly under valid authorization from banks, financial institutions, NBFCs, and other lawful clients, in compliance with applicable Indian laws.

Such communications may include debt recovery notices addressed to defaulting borrowers, including loan and credit card defaulters, and are issued solely for lawful recovery, legal proceedings, and enforcement actions as permitted under law.

We do not send unsolicited or promotional communications. All communications are made strictly in connection with legitimate, client-authorized legal matters.

Users shall not misuse this website or its communication channels. Any unauthorized use, impersonation, or misuse of information shall attract appropriate legal action.

We reserve the right to update or modify these terms at any time without prior notice.

Terms & Conditions

Travancore Chamber is a law firm founded and managed by Adv. Judit Sebastian, practicing before the High Court of Kerala. We are committed to respecting and protecting the privacy of all individuals whose information is handled by us.

We collect only such personal information as is necessary for lawful legal purposes. This may include name, contact details, loan or account-related information, and other relevant details required for issuing legal notices or conducting legal proceedings on behalf of our clients, including banks, financial institutions, and NBFCs.

All personal data processed by us is received through lawful sources, including our clients and publicly available or legally permissible records. Communications made via WhatsApp, email, or other electronic means are strictly carried out under valid authorization and only for legitimate purposes such as debt recovery, legal compliance, and enforcement actions.

We do not send unsolicited marketing messages. We do not sell, rent, or share personal data with third parties for advertising or promotional purposes. Information is used strictly on a need-to-know basis in connection with authorized legal matters.

We take reasonable steps to ensure that personal data is kept secure and protected against unauthorized access, misuse, or disclosure. Access to such information is limited to authorized personnel handling the legal matter.

Personal data is retained only for as long as necessary to fulfill legal obligations, enforce rights, or comply with applicable laws.

If any individual wishes to seek clarification or raise concerns regarding the use of their personal data, they may contact us through our official communication channels.

By accessing this website or engaging with us, you acknowledge and consent to the terms of this Privacy Policy.

Privacy Policy